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Bethany Kidd
Professional Mortgage Advisers Ltd Logo
Beverley Callander

About us

Professional Mortgage Advisers Ltd was established in 2004 and is based in Perth, Scotland. They offer an extremely personal approach from Beverley Callander and Bethany Kydd.

Beverley has 30 years experience in the Financial Services Industry. She left Abbey National in 2003 with a wealth of knowledge and qualifications to her credit that she is able to offer her clients a one-to-one service.

Bethany joined Beverley in 2016 and qualified as a mortgage adviser in 2017, most recently becoming qualified as an equity release adviser in September 2021.  She specialises in first time buyers and has a  passion for looking after all clients from beginning to end. 

The whole ethos which Beverley has created is to truly find out what it is you're looking for in regards to a Mortgage and follow that through with fully compliant advice to completion. Sometimes it is important to look “outside the box.”

Part of their promise to their client is to be available at any time convenient to have a face-to-face meeting at a time and place suitable to the individual, not dictated by an office hours schedule. If it is not suitable to meet due to location, mortgage advice can be offered over the phone and paperwork completed by post.

Clients wish to deal with someone they can trust to look after their needs whilst knowing Beverley and Bethany have direct access to a comprehensive range of products from across the market when sourcing the most suitable mortgage, in a professional and friendly way.

Rorary Club of PErth Business Member

Beverley Callander

Beverley Callander

Bethany Kydd

Bethany Kydd

What our clients say

As my own mortgage was due to expire and my lenders at that time were not prepared to extend my mortgage term because of my age. Matters were becoming very stressful. I was referred to Beverley in an effort to source a Lifetime Mortgage via Equity release.

Beverley was extremely kind and most professional in all her dealings with me and came up with an alternative version of Equity release. Instead of Roll Up, she could get me Equity Release of part of the capital in my home which would settle the balance of my Mortgage and Credit Card  debts, leaving a sizeable sum free to be passed on to my daughter. How?  Why by paying the interest on the sum borrowed each month just like I would with a regular mortgage! No interest eating away at the inheritance I wanted to leave my daughter. 

Without the help and advice provided by Beverley Callander I know I would just have followed the crowd financially. I am happy to recommend her wholeheartedly as a Mortgage Consultant with Professional Mortgage Advisers Ltd.


Kay Samaan ~ 10th November 2017
There will be a fee for mortgage advice and arrangement of £445.
The fee for advice and arranging an Equity Release/Lifetime Mortgage is £695.
Your property may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

Professional Mortgage Advisers Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd,which is authorised and regulated by the Financial Conduct Authority.

Registered Office: Professional Mortgage Advisers Ltd, 26 Spoutwells Drive, Scone, Perth, PH2 6RR. Registered Company Number: SC270934 Registered in Sotland.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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